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Ready-Made Investment Portfolios with Target Returns
Five pre-built portfolios are available, each mapped to a different risk profile and target return figure. Pick the one matching your goals and time horizon rather than assembling individual holdings yourself.
Tax-Efficient Savings Through European Partner Institutions
Certain accounts available via the platform are structured to reduce or eliminate withholding tax on interest earned, depending on the partner country and product type. Check individual product pages for the specific tax treatment applicable to each offering.
No Account Fees - Register and Manage Savings for Free
Opening and maintaining a Raisin profile costs nothing. There are no monthly subscription charges, no platform fees on savings products, and no hidden administration costs on standard accounts.
Compare Savings Rates from 60+ European Banks in One Place
Raisin rounds up fixed rate bonds, notice accounts, and easy access deals from partner institutions across Europe so you can weigh up APYs side by side. Everything is held under a single registration, meaning no separate applications for each bank.
£100 Welcome Bonus for New Raisin UK Customers
First-time account holders can claim £100 by registering and funding a fixed rate bond with a minimum term of 12 months. The bond requires a £10,000 minimum deposit to qualify, and the bonus is paid once the account is fully opened and funded.
Explore Tax-Efficient Savings Options Through European Partner Banks
Discover tax-efficient savings opportunities across European banks to help maximise your returns and manage your wealth effectively.
Invest in Ready-Made Portfolios with Target Returns
Choose from five ready-made investment portfolios designed to help build long-term wealth with competitive target returns.
Access Competitive Savings Rates Across 60+ European Banks
Open a free account to compare and access high-interest savings products from over 60 partner banks across Europe.
Raisin £100 Referral Bonus on Qualifying Fixed Rate Bonds
Earn a £100 bonus when you open and fund a qualifying fixed rate bond of 1 year or longer with a minimum £10,000 deposit. New customers only.