How does iCarhireinsurance work?
A. Once you have saved money by buying our cover, decline the Excess cover offered at the car rental company's desk. With 'Excess Europe' and 'Excess Worldwide' charges for any damage to the vehicle will be made to your credit card by the car rental company, and you can then claim the money back through these car hire excess policies.
With 'USA & Canada' (CDW/LDW) and 'Worldwide Plus' you can also decline the "Deductible", "CDW", "LDW" and "Super-CDW" policies that you are offered at the rental desk*. If there is damage to the vehicle, they are unlikely to charge your credit card unless the amount is small. It is more likely that the car rental company will take direct contact with our claims management company.
However, the renter must submit a claim form so that the claims management company is fully aware of the circumstances in which the damage was sustained.
Note: iCarhireinsurance.com policies DO NOT replace any third party liability insurances (SLI/ALI etc) that are offered at the rental desk, or which may be provided as standard with your rental vehicle. Your iCarhireinsurance.com policy does not protect you against 3rd party property or injury claims and should not be relied upon to do so.
What Insurance do I need when Hiring a car?
A. It depends on where you are. When hiring a car in the UK, Ireland, Europe, Africa, New Zealand, Australia and most of the Middle and Far East, all rental agreements generally include CDW (Collision Damage Waiver), Theft and Third Party Liability. This means that the car you're driving is insured, however there is almost always an Excess (also referred to as Super CDW, Non Waiver or Deductible) which you have to pay in the event of theft or damage to the rental vehicle, and this can range from £500 - £1500+. Rental car desks will offer you Excess insurance to protect you against this excess, but this costs on average between £10 and £20 a day, and it doesn't cover you for damage to the tyres, windows, roof or undercarriage.
iCarhireinsurance protects customers from these excess payments at a price much lower than the car rental excess insurance. With iCarhireinsurance you pay from just £2.99* a day for Excess car hire insurance, compared with the average £9 daily rate that the rental companies charge, and we DO cover you for damage to the tyres, windows, roof and undercarriage.
When hiring a car in the USA, Canada, the Caribbean, Central and South America, you are required to have CDW (Collision Damage Waiver) / LDW (Loss Damage Waiver) - covering damage, theft and loss of use of the rental vehicle. Rental companies may insist on your buying a policy from them unless you can prove that you already have a suitable alternative policy in place (such as a stand alone policy from iCarhireinsurance.com). Purchasing this cover directly from the rental desks usually costs between £10 and £25 per day, depending on the location, the type of car and the rental company. The iCarhireinsurance.com USA and Canada policy is just £7.99 per day, or £99.99 for an annual policy and the Worldwide plus which also offers full CDW/ LDW and zero excess is £109.99 per year.
Sometimes additional liability protection called Supplemental Liability Insurance (SLI) - covering Third Parties; i.e. other vehicles and individuals, may be required. This is often in states or countries where the statutory levels of liability insurance that must be provided with the rental vehicle are considered insufficient to protect you in the event of a serious claim. iCarhireinsurance.com does not offer Supplemental Liability Insurance and you should check directly with your rental company if you are unsure of the level of third party liability cover that you already have as part of your rental agreement.
How many trips does the annual policy cover you for?
A. You can take unlimited trips during the year, and you are also covered for hire car usage in the UK. Unlike other policies which limit each rental period to just 31 days, our car hire insurance policies allow you to travel for up to 65 continuous days.
My credit card has travel insurance including CDW cover, do I still need excess insurance cover?
A. Yes. iCarhireinsurance policies will not cover you for Excess required which means you will still be liable for this Excess charges levied by your credit card. Our policies will only cover Excess charges from your rental company when you have CDW provided by them.
Are all named drivers covered on the policy?
A. When you take one of our Car Hire Excess Insurance policies, USA and Canada CDW/LDW policies or Worldwide Plus CDW/LDW policies, you are automatically covered for any car that you rent in the territory for which you have bought cover as long as you are the main driver on the car rental agreement. If you are not the main driver of the vehicle, you are not covered by the policy automatically.
If more than one person plans to drive your rental vehicle, make sure that they are named as additional drivers on the rental agreement. Provided that any additional drivers are named on the rental agreement then they will also be protected against any excess charges Associated with loss or damage when they were responsible for the vehicle. Our policies provide cover automatically for up to 9 named drivers, provided that they are all named on the rental agreement.
If you are a member of Car Rental Company Premium Programs, such as the Emerald Club from Hertz, it is most likely that you do not need to name your spouse/partner as a named driver as they are automatically covered. If you fall into this category of customer, please note you will have to prove your membership of such programme and its terms and conditions to the insurance company if you are to claim on the policy where the additional driver was responsible for the damage to the car. This will prove that you did not have to name the additional driver on the rental car agreement and the insurance policy would still be valid
Are there any age restrictions on your policies?
A. Policy holders must be aged between 25 and 80.
Are there any location restrictions on your policies?
A. With our policies, you are covered for the region for which the policy was purchased. You have the option to include In-Country cover for an additional premium. If selected, you'll be covered for renting and driving your hire car in your home country of residence. You'll also be covered if theft or damage occurs within 150km of your home provided you are a resident of the EEA.
Can I upgrade my policy?
A. You are unable to upgrade your policy before the policy starts. We may be able to cancel your policy and issue you with a refund of the premium paid, which will allow you to then purchase the required cover from us.
If your policy has started and you are not currently in possession of a rental vehicle we might be able to upgrade your policy (fees apply).
How can I add extra days to my existing policy?
A. To add extra days to your policy you can purchase the extra days you require via our website using the same process as before when purchasing your original policy (like taking out a new one). This will still count as a continual cover as long as it is purchased before your current policy expires.
For example, if a policy is expiring on 2nd June, you are covered under that policy until 23:59PM on the 2nd June, therefore the extension policy should start on the 3rd June which would begin at 00:00AM. Alternatively you can call 0203 302 2296 (Monday to Friday 9:30AM - 5:00PM ) before your current policy expires to make payment. Once the policy has expired it cannot be extended unless a request was received in writing before the policy expired. This extension is not applicable for Campervan rentals, Car Clubs, Van Hire or our Worldwide Plus policy.
Vouchers to save at iCarhireinsurance
Looking for promotional codes and vouchers to shop and save at iCarhireinsurance? Check out our website for the latest coupon codes! We update the available list on a daily basis to ensure that you get to save when shopping online. To get the best and latest promotional codes, browse to the top of this page.
We are dedicated to helping our loyal visitors get discounts from as many online shops in the UK as possible. We have listed over 20,000 online shops based in the UK on our website each with a wide range of vouchers and coupon codes.
You will notice that there are vouchers for specific products and there are those for an assortment of products. Each of these vouchers can be used in the UK. We also offer promotional codes from brands and stores in China, Brazil, and Europe. This way, our loyal visitors will save when shopping internationally.
To find voucher codes on our website, we have selected the best voucher codes for iCarhireinsurance and placed them at the top of this page. As a result, we have saved time for our loyal visitors. So, if you are shopping at iCarhireinsurance, use coupon codes from our website. That way, you will save and enjoy your shopping experience.
What is a iCarhireinsurance voucher code?
This is a unique code generated by a computer algorithm designed to offer you discounts on your next order. Also referred to as a promotional code, discount code or promo code, online stores from around the world use the alphanumeric code to offer discounts to their customers.
How can I use iCarhireinsurance discount code?
Our voucher codes can be used in two ways. In method one, click 'SHOW CODE', copy and paste it into your shopping cart. Method two is where you click on 'VIEW OFFER' and you should be directed to the webshop. Here, the discount will be applied immediately.
How to locate voucher codes at 1001vouchercodes.co.uk?
Start by looking for your favourite store using the search function at the top of this page. If you are in search of a specific brand or product, type the name in the search bar. You can use the following function 'CATEGORIES' or 'SHOPs A-Z.'
You can also copy the voucher from iCarhireinsurance by clicking at 'VIEW OFFER' or 'SHOW OFFER.'
If the voucher code is not showing, copy it by clicking 'COPY'. If the modal is not showing, click on the big blue button with the label 'VISIT iCarhireinsurance.'
At iCarhireinsurance, you can select one or more products and add them to your shopping cart. Once you are done shopping, take a close look at the shopping cart for the space made available for your promo code. Before checkout, enter the discount code in the space provided and it should be applied automatically.
Check to ensure the voucher code is added correctly. If the voucher is not valid, then it has expired. In addition, the voucher may be valid for another product. In such a case, get another voucher code that applies for that product. Don't forget to read the terms of the discount code.
If you are successful in applying the code, share our website, voucher codes, promotional codes and offers with family and friends so that they can save too.
Are there any discount codes available for iCarhireinsurance?
At the moment there are 1 codes available and 3 offers at iCarhireinsurance.
How much benefit can I get from iCarhireinsurance?
In the past 30 days, 1 visitors saved an average of 60% at iCarhireinsurance. There are sometimes also free shipping promotions active.
How can I redeem a iCarhireinsurance discount code?
To use a iCarhireinsurance coupon, copy the code with the mouse and paste the code into the appropriate field during check out. Please note that discount coupons sometimes do not work with all orders. Sometimes you can also redeem the coupon at the physical store.
How many offers does iCarhireinsurance have on average?
There are 1 codes available today and 3 offers at iCarhireinsurance. On average, iCarhireinsurance 1 3 has coupons and/or promotions online
Are the discounts valid for everything on iCarhireinsurance?
You can save money at iCarhireinsurance by using one of the current iCarhireinsurance coupons from 1001vouchercodes.co.uk. At the moment you can save a maximum of 60%.
Until when are the discounts valid on iCarhireinsurance?
Each promotion code of iCarhireinsurance has an expiration date, the code can only be redeemed before this date. Some iCarhireinsurance offers do not have an expiration date, then the promo code is valid until iCarhireinsurance runs out of stock of this item.
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