What is car hire excess insurance?
Car hire excess insurance is an optional insurance coverage which can protect you from the excess costs that you are required to pay in the event that your hire car is damaged or stolen.
You have two options when it comes to covering your excess:
- Purchase it in advance, from a third-party provider like insurance4carhire.
- Purchase it from your car rental company. This can often be more expensive and sometimes covers fewer things than our cover.
How does it work with insurance4carhire?
As an example, if your excess with the car rental company were £500 and you needed to make a claim, you would pay the rental company £500 and they would pay the remaining cost of the claim.
You'd then claim back the £500 you paid, through insurance4carhire's online claims process.
Car hire excess insurance is an optional insurance coverage which can protect you from the excess costs that you are required to pay in the event that your hire car hire is damaged or stolen.
How car hire excess insurance works
One story, two very different scenarios: without and with a car hire excess policy from insurance4carhire
Without car hire excess insurance
You're on holiday in France and you're unfamiliar with driving on the right hand side of the road. You accidentally clip the edge of the road, puncturing a tyre and damaging paintwork.
This costs £750 to repair. Your excess with the car rental company is £500, so you will have to pay the company £500 and they will pay the remaining £250.
Cost to you: £500.
With car hire excess insurance
You have taken out insurance4carhire's Annual Europe policy* in preparation for your holiday in France. You clip the edge of the road, puncturing a tyre and damaging paintwork. This costs £750 to repair.
Your excess with the car rental company is £500, so you will have to pay the company £500 and they will pay the remaining £250. However, you then claim with insurance4carhire and receive a refund of £500 for your excess.
Cost to you: From £46.99*.
Why choose a policy from insurance4carhire?
Excess cover is often offered when you pick up your rental car, but at a high cost - between £9 and £20 per day). A policy from insurance4carhire will cost you from £12.79 per trip or from £46.99 per year* and will cover your excess - up to £6,500 per claim.
What about CDW?
Most car hire companies around the world include this type of insurance as standard when you hire your car. However, in some countries, such as those in North America and central America do not. It is also becoming increasingly common for car rental companies in Europe not to include this cover. To meet the needs of car renters travelling to these countries, insurance4carhire offers a Worldwide Plus CDW & SLI annual policy.
Daily versus annual car hire excess insurance
The key difference between our daily and annual car hire excess insurance policies is that daily policies are available for periods of up to 60 days at a time and can cover you almost anywhere in the world*. However, please note that you'll need to take out a new policy with each car rental agreement.
Our annual car hire excess insurance policies, on the other hand, allow you to cover your excess for up to 60 days at a time as many times as you like over the course of 12 months.
* Price of £46.99 for UK,Isle of Man, Channel Islands and Republic of Ireland residents, £47.99 for Sweden residents, £49.99 for France residents, £54.99 for Netherlands residents, £74.99 for Spain and Germany residents, and £89.99 for Italy residents.
What insurance do I need to rent a van?
Van Hire Excess Insurance
Van hire excess insurance covers you for most excess charges if your rented van is stolen or damaged. It's a voluntary insurance which you can take out from the van rental company or another provider. If the van is stolen or damaged, you will be charged, and then you can claim back the expenses if the claim is covered under the policy.
Excess reduction policies bought directly through the van rental company can often be expensive and may not even cover the entire excess cost, meaning you may still be liable for a costly excess charge in the event of an accident.
If you decline the van rental company's excess cover at the counter when you collect the van and the van is later damaged or stolen, the van rental company will charge your credit card for the excess amount and you can then claim for full reimbursement on your policy, providing the claim is covered. You will need to ensure your credit card has enough credit to cover the full excess amount at the time of collecting the van, as the rental company may reserve the funds on your card even if you are not charged.
Key van hire insurance tips
- Always check what's included as well as what isn't - good advice for all insurance policies, but particularly so for van hire insurance as it can be complicated. Always check your policy carefully for features, limitations and exclusions.
- Check if basic insurance is included in the van hire price - van rental sites might not always be clear in telling you that the headline van hire price they display doesn't include even a basic insurance package. Make sure you check before you buy, or you could have to pay out for insurance separately when you arrive at the van rental desk.
- Bring a credit card when picking up your van - remember to have your credit card when picking up the van you have hired, as you'll have to leave a deposit with the van hire company to pay for the excess (which you can then claim back, if your insurer covers this - as an insurance4carhire van hire excess policy can.
- Check the condition of the vehicle and take photos of the van before you drive away - take photos of the van you are renting before you drive away or sign the rental agreement to avoid any unnecessary charges for damage that may have already been caused to the vehicle. If you notice any issues with the van, notify the hire company.
- Shop around for van hire insurance - There are a lot of deals out there for van hire insurance, and in such a competitive market, if the deal sounds too good to be true, it probably is. Shop around and check the details of your potential policies. Also look at the customer reviews before you book!
Vouchers to save at Insurance4carhire
Looking for promotional codes and vouchers to shop and save at Insurance4carhire? Check out our website for the latest coupon codes! We update the available list on a daily basis to ensure that you get to save when shopping online. To get the best and latest promotional codes, browse to the top of this page.
We are dedicated to helping our loyal visitors get discounts from as many online shops in the UK as possible. We have listed over 20,000 online shops based in the UK on our website each with a wide range of vouchers and coupon codes. For example, have a look at Linvelles Discount Code or pls LONDON Discount Code, they have daily new offers and voucher codes.
You will notice that there are vouchers for specific products and there are those for an assortment of products. Each of these vouchers can be used in the UK. We also offer promotional codes from brands and stores in China, Brazil, and Europe. This way, our loyal visitors will save when shopping internationally.
To find voucher codes on our website, we have selected the best voucher codes for Insurance4carhire and placed them at the top of this page. As a result, we have saved time for our loyal visitors. So, if you are shopping at Insurance4carhire, use coupon codes from our website. That way, you will save and enjoy your shopping experience.
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What is a Insurance4carhire voucher code?
This is a unique code generated by a computer algorithm designed to offer you discounts on your next order. Also referred to as a promotional code, discount code or promo code, online stores from around the world use the alphanumeric code to offer discounts to their customers.
How can I use Insurance4carhire discount code?
Our voucher codes can be used in two ways. In method one, click 'SHOW CODE', copy and paste it into your shopping cart. Method two is where you click on 'VIEW OFFER' and you should be directed to the webshop. Here, the discount will be applied immediately.
How to locate voucher codes at 1001vouchercodes.co.uk?
Start by looking for your favourite store using the search function at the top of this page. If you are in search of a specific brand or product, type the name in the search bar. You can use the following function 'CATEGORIES' or 'SHOPs A-Z.'
You can also copy the voucher from Insurance4carhire by clicking at 'VIEW OFFER' or 'SHOW OFFER.'
If the voucher code is not showing, copy it by clicking 'COPY'. If the modal is not showing, click on the big blue button with the label 'VISIT Insurance4carhire.'
At Insurance4carhire, you can select one or more products and add them to your shopping cart. Once you are done shopping, take a close look at the shopping cart for the space made available for your promo code. Before checkout, enter the discount code in the space provided and it should be applied automatically.
Check to ensure the voucher code is added correctly. If the voucher is not valid, then it has expired. In addition, the voucher may be valid for another product. In such a case, get another voucher code that applies for that product. Don't forget to read the terms of the discount code.
If you are successful in applying the code, share our website, voucher codes, promotional codes and offers with family and friends so that they can save too.
FAQ
Are there any discount codes available for Insurance4carhire?
At the moment there are codes available and 2 offers at Insurance4carhire.
How much benefit can I get from Insurance4carhire?
In the past 30 days, 5 visitors saved an average of £54 at Insurance4carhire. There are sometimes also free shipping promotions active.
How can I redeem a Insurance4carhire discount code?
To use a Insurance4carhire coupon, copy the code with the mouse and paste the code into the appropriate field during check out. Please note that discount coupons sometimes do not work with all orders. Sometimes you can also redeem the coupon at the physical store.
How many offers does Insurance4carhire have on average?
There are codes available today and 2 offers at Insurance4carhire. On average, Insurance4carhire 2 has coupons and/or promotions online
Are the discounts valid for everything on Insurance4carhire?
You can save money at Insurance4carhire by using one of the current Insurance4carhire coupons from 1001vouchercodes.co.uk. At the moment you can save a maximum of £54.
Until when are the discounts valid on Insurance4carhire?
Each promotion code of Insurance4carhire has an expiration date, the code can only be redeemed before this date. Some Insurance4carhire offers do not have an expiration date, then the promo code is valid until Insurance4carhire runs out of stock of this item.
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