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14-day cooling-off period with full refund on unused policies
If you change your mind within 14 days of buying a policy and haven't started your trip or made a claim, InsureandGo will refund your premium in full. This gives you a window to compare quotes elsewhere without financial risk, provided you haven't departed or used any policy benefits.
Group travel insurance for 10+ travellers at reduced per-person rates
Booking cover for a group of ten or more people unlocks lower per-head pricing compared to individual policies. This is aimed at sports teams, school trips, and large family holidays. Each group member gets the same level of medical and baggage cover as they would on a standalone plan, but the overall premium drops due to the bulk purchase.
Gadget insurance add-on from £2 per day
Phones, tablets, and laptops are often excluded or capped at low limits on standard travel policies. InsureandGo offers a dedicated gadget extension starting at roughly £2 per day, covering theft, accidental damage, and liquid damage for multiple devices. Useful if you're travelling with expensive electronics that exceed your policy's single-article limit.
Existing customers save on additional policies
If you've already bought a policy with InsureandGo, you may be eligible for reduced pricing when adding a second policy type - for example, adding gadget insurance or a separate single-trip plan alongside your annual cover. Check your account dashboard for any available loyalty pricing before starting a new quote.
Winter sports cover from £12 extra per trip
Skiing and snowboarding aren't included in standard policies, but you can add winter sports protection for around £12 on top of your base premium. This covers piste closure, avalanche delays, equipment hire, and medical evacuation from the slopes - things that a standard European health insurance card will not pay for.
Cruise cover add-on available with any policy type
Standard travel insurance often excludes cruise-specific risks like cabin confinement, missed port departures, and itinerary changes. InsureandGo lets you add cruise cover to single-trip, annual, or backpacker policies so you're protected for the things regular policies overlook. Pricing varies by trip duration and destination region.
Backpacker travel insurance from £27.49 for extended trips
Designed for gap-year travellers and long-term adventurers, backpacker policies start from £27.49 and cover trips lasting up to 18 months. Unlike standard single-trip cover which caps duration, this option includes emergency medical expenses, baggage protection, and trip cancellation tailored to the realities of extended overseas travel.
Sign up to the newsletter for exclusive deals and policy updates
Register your email address with InsureandGo to receive notifications about seasonal promotions, new policy features, and limited-time discount opportunities. Subscribers often get early access to sale periods before they're advertised publicly, which is particularly useful around peak booking seasons like January and summer.
Annual multi-trip cover from £29.99 - cheaper than multiple single trips
If you travel more than twice a year, an annual multi-trip policy typically works out cheaper than buying separate single-trip cover each time. Prices start from £29.99 for European cover, and you can travel as many times as you like within the 12-month period, with each trip covered up to a set duration depending on your policy tier.
Kids go free on family travel insurance policies
When you buy a family travel insurance plan through InsureandGo, children under 18 are covered at no extra cost. This applies to both single-trip and annual multi-trip family policies, so you only pay for the adults. A family of four heading to Europe could save significantly compared to buying individual policies for each child.
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