The Monese app enables you to open and manage a UK current account or Eurozone account. You don't need to have a local address or credit history, and you can open your account in as little as 120 seconds.

Your new Monese account comes with a contactless Mastercard that will be delivered to your address and a whole host of features you can control from the Monese app:

• Open your account super fast, just using your mobile (have your passport ready)

• View your account details immediately (account number and sort code)

• Send and receive payments

• Make instant real-time payments to friends who also have Monese accounts

• Make money by inviting friends. We'll give you £15/€15 and your friend £15/€15 when they make a payment using their Monese card.

• UK Accounts: Set up Direct Debits. Mobile phone contracts, rent, electricity bills and gym memberships can all be paid for by Direct Debit

• Withdraw cash and top up you account via a range of methods - including our new instant debit card Top Up feature

Boasting the same 128-bit encryption used by major banks, security and data protection is safely accounted for - and with new features, improvements and updates coming all the time, Monese is proud is offer the best mobile banking solution on the market.