Apply online to open your current account
Traditional banks not right for you? Open a thinkmoney Current Account and say hello to helpful banking.
Make paying your bills on time a breeze
You’ve got more important things to be doing than crunching numbers and creating budget spreadsheets. So we made an account that helps do it for you. Choose the effortless way to manage your money.
Everything you need to take care of your finances
As well as getting help to never miss a bill, you get these essentials when you bank with us:
- No credit checks
- No minimum monthly pay in
- Access to the app and online banking
- A contactless debit card
- Pay in cash and cheques at the Post Office
- Compare loans from our panel of lenders, without affecting your credit score
Why do I need a bank account?
Having a bank account or an e-money account, like the thinkmoney Current Account, is important as it keeps your money secure in one place and makes it easier for you to pay for things without having to carry around a lot of cash. Added to this, having an account makes it simpler to keep track of how much money you're earning and spending. A current account can also make it much easier to access other financial products such as loans or mortgages.
What should I look for in a bank account?
If you're looking for a traditional bank account or a digital banking service, like thinkmoney, you should look for an account that will meet your specific needs. Depending on what you're aiming for, try looking for a basic account with features such as help with budgeting, online and mobile banking capabilities, or accounts that don't charge fees for going into an unarranged overdraft.
How can the thinkmoney budget account help with saving money?
The thinkmoney Current Account works by putting aside enough of your income to cover your bills, with the rest going onto your card for you to spend. This way, you'll never miss a bill and can avoid bank charges and late fees. Additionally, you'll always know exactly how much money is yours to spend.
Can I open an account if I’ve just arrived in the UK?
If you’re able to provide proof of ID and address you can open an account with us, even if you’ve just arrived in the UK.
What should I do if I need a bank account now?
If you need an account right away, you don't always have to go for a traditional bank account. You can open a thinkmoney Current Account in just a few minutes. Simply download our app, follow the steps to apply, verify your identity through the app, and you're account will be ready to use! Your card will then arrive in the post 3-5 days later.
A new range of loan options to suit you
Here at thinkmoney, we always want to know what we can do to help make managing your money that bit easier.
We want to offer our customers products to suit every pocket, no matter what your financial picture looks like.
That's why we've launched a range of loan options in the app, so you can choose the one that's the perfect fit for you.
Whatever you need a loan for, we'll help you to feel in control every step of the way.