Mastercard® benefits
Mastercard® benefits
Mastercard monitors your account for unauthorized purchases and identity theft, ensuring you won’t be held liable and can stay focused on the perks.
Zero Liability Protection
When you use your Mastercard, you're protected against fraud.
Have peace of mind knowing that the financial institution that issued your Mastercard won't hold you responsible for “unauthorized transactions.” As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions. As a cardholder, you will not be held responsible for unauthorized transactions if:
- You have used reasonable care in protecting your card from loss or theft; and
- You promptly reported loss or theft to your financial institution.
If you believe there has been unauthorized use of your account and you meet the conditions above, rest easy knowing you have the protection of Mastercard’s Zero Liability promise. For additional protections with respect to unauthorized transactions, please contact your bank or credit union. Note: Zero Liability does not apply to the following Mastercard payment cards: commercial cards, or unregistered prepaid cards, such as gift cards.
What to do
If you have questions regarding Zero Liability coverage or you suspect unauthorized use of your card, contact your financial institution IMMEDIATELY.
Effective October 17, 2014
If applicable law imposes a greater liability or a conflicting obligation, such applicable law shall govern.
How it works
Make a purchase with your Gemini Credit Card anywhere in the world where Mastercard is accepted.
Crypto rewards are automatically and instantly deposited into your Gemini account.
Trade or HODL (hold) your crypto rewards—you have full control over your rewards.
Card features
Rewards
Up to 3% back on dining,† 2% back on groceries, 1% back on all other purchases
†Up to $6,000 in annual spend, then 1% back on everything else.
Rewards available in bitcoin, ether, or 50+ other cryptocurrencies
Change your crypto reward type at any time, as much as you like
Receive rewards when the transaction occurs**
** Some exclusions apply in which rewards are deposited when the transaction posts. Subject to Rewards Program Terms.
No fees to use your card
No annual fee*
No foreign transaction fees*
No exchange fees to acquire your rewards6
6Fees may be incurred for selling or converting your crypto rewards.
Security
Crypto rewards are protected by Gemini’s world-class security
Mastercard Zero Liability Protection on Unauthorized Transactions
Mastercard ID Theft Protection™
Instantly lock your card anytime from the Gemini app
Receive real-time alerts based on transaction size or type
Other Features and Benefits
Your choice of a black, silver, or rose gold stainless-steel card, made from 75% recycled material
Instant access to a digital card after approval
Available to residents of all 50 U.S. states
24/7 Customer Support
Access to card features and details in the Gemini mobile app
Exclusive offers with select merchants such as DoorDash, HelloFresh, Lyft, and ShopRunner
Which cryptocurrencies can I choose from?
You can choose from over 50 cryptocurrencies available on the Gemini Exchange.