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Wise Multi-Currency Account with No Monthly Fee
Open a Wise account and hold balances in over 40 currencies without paying any recurring subscription or maintenance charges. You only pay when you convert or withdraw, and the debit card is a one-off low cost rather than an ongoing fee.
Reduced Fees on Large International Transfers
Wise automatically applies a lower percentage fee once your transfer crosses certain thresholds. Sending £10,000 or more in a single transaction unlocks cheaper per-unit pricing, making it worthwhile to batch payments rather than sending smaller amounts individually.
Free Transfers Between Wise Accounts
Sending money to someone who also holds a Wise balance costs nothing - no transfer fee and no conversion charge as long as you stay within the same currency. Useful for splitting bills with friends abroad or paying freelancers who already use Wise.
Mid-Market Exchange Rate with No Hidden Markups
Wise converts your money at the real mid-market rate - the same one you see on Google - so you avoid the hidden exchange rate markups that most banks add on top. On a £1,000 transfer to euros, that difference can amount to £15-£30 compared to a typical high street bank.
Earn a Free £75 with Wise Referral Bonus Programme
Invite friends to Wise and you could each receive a £75 cash bonus once they complete their first qualifying international transfer.
Save on Money Transfers via Wise App
Download the Wise app and save on your international money transfers. Manage multi-currency accounts on the go with lower fees.
Wise use the mid-market exchange rate to avoid hidden bank fees
Wise transfers use the real mid-market exchange rate with transparent low fees. Cheaper than traditional bank transfers.
